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Gertrude Wamala Karugaba’s commercial practice focuses on finance, banking law, equity and debt capital markets, corporate law, commercial agreements and regulatory support.

Gertrude acts for local and international financial institutions as well as large corporates, some of which are listed on regional stock exchanges, on a variety of legal, regulatory, compliance and transactional mandates.

In notable mandates, Gertrude acted as transaction advisor and project manager to dfcu Bank for its purchase of the assets and assumption of liabilities of Crane Bank Limited in what is the largest banking sector acquisition in Uganda. In capital markets, Gertrude advised a publicly-traded financial services group on a rights issue, and the Uganda Securities Exchange on its demutualization. In regulatory affairs, Gertrude acts for one of Uganda’s leading telecommunications operators and advises on sensitive regulatory and corporate affairs.


  • University of Cambridge (Queens College), Master of Laws (Commercial and Corporate Law)
  • Makerere University, Bachelor of Laws
  • Law Development Centre, Post-Graduate Diploma in Legal Practice (bar qualification)